970-663-7306
Graco Mortgage
NO INCOME VERIFICATION LOANS
 
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NO INCOME VERIFICATION LOANS

1 Day out of Bankruptcy - OK

We no longer calculate DCR (debt coverage ratio) on commercial properties with loan amounts under $500,000.

NO INCOME VERIFICATION LOANs


* Investment SFR's, Condo's, and 2-4 units (refi only for SFR/Condo/Townhome deals)

* Multi-family, Mixed Use, Office, Retail, Warehouse, Self-Storage, Auto Service


* Cash Out, Purchase, Rate/Term


* Up to 75% LTV depending on property type


* 650 Minimum Credit Score Required (will go as low as 620 FICO on lower LTV deals)


* OK with 1 day out of Bankruptcy, Foreclosures on lower LTV deals.


* Standard 30 year Amortization, due in 30. NO Balloon payment (3 and 8 year arm options)

* $75,000 - $5,000,000 (up to $2,000,000 on 2-4 unit residential properties)


* Between tradional banks and hard money with our rates



Contact us today to get your deal approved