We have been financing churches since 1992 throughout the United States. Contact us today if you want to, purchase refinance or are in need of a construction loan.

Church loans



Church Financing Solutions

Graco Mortgage provides broad financing capabilities for all types of churches ranging from small balances of $250,000 on up without a ceiling on any type of church project.


Creative Solutions

Our seasoned church lending team understands that no two loans are alike. That's why we take time to listen to your vision, mission and objective and then explore possible options that will best meet your goals. We know that    to do so is in your best interest.  For this reason Graco Mortgage is your lending partner of choice.


Exceptional Service because Anything less is not Sufficient

    * We will clearly set the expectations of all parties involved so the loan process is as smooth as possible.

    * We will keep you fully informed every step of the way.

    * We will respect your project time lines and do our best to make sure you are not waiting on us.

    *  We do more than we are asked.


Lending is our Calling

Graco Mortgage provides affordable financing to churches at competitive rates. Our customized church loan programs can help your church or ministry build, expand or purchase a facility or refinance existing debt at lower rates. As more churches use our services, we are able to help more churches with their financing needs.


Whatever your borrowing needs may be, discover how easy it is to deal with us.  See us for all of your church financing needs.


    * Church Refinancing could lower your monthly payments 

    * Church Remodeling will upgrade or expand your current structure

    * Church Expansion shows good growth

    * Church Construction shows you are growing and are on the right path

    * Church Equipment Financing, helps because you do not have a down payment

    * Purchase of a new church shows you are doing the right thing and reaching more people

    * Church Vehicle / Bus Financing, gives you fixed rates for the term of the lease

    * Church Lines of Credit

    * Church FF&E financing, no down payment required


Church Real Estate Loans

Custom Designed Church Loans: Whether you are looking to  purchase a new building, refinance your church, or  remodel your current church, expand or build from the ground up. Let us get to know your church and provide you with options on your church financing needs.


As a church minded mortgage company, we consider ourselves a part of your project team, dedicated to serve you so we can all reach the same goal and work for God.


    * Free consultation

    * Flexible terms - up to 30 years amortization

    * Competitive fixed rate options

    * Uniquely deigned loans

    * No pre-payment penalty

    * Up to 80% loan-to-value