Contact us now for all of your commercial financing needs. Since 1992 we have been financing all types of commercial projects around the country.
Contact us now for additional information, 970-663-7306

Since 1992 we have been doing loans in most of the states here in the USA. From good credit to bad credit. Our small balance loans start at a loan amount of $250,000 on commercial properties with no limit on most all types of properties. Through our wholly owned financing division, 3 Rivers Leasing, we can originate all types of equipment financing for all of your needs.

Our commercial  real estate loan programs will allow for the acquisitions, refinancing, construction, and developments of both income producing and transitional properties. Our core-lending objective is to achieve advantageous and consistent yields by providing short and medium term loans to borrowers primarily consisting of commercial real estate developers, business owners, and landlords.  In the case for small, medium or large business owners we can offer accounts receivable financing better known as factoring when traditional financing is unavailable.


Should you have a leasing request, we offer leasing of equipment from; computers, office equipment, tire changing equipment, yellow iron and aircraft financing with a minimum lease amount of only $1,000 on up with no limit.  Basic information is on this site.


Graco Mortgage has been closing Commercial Loans since 1992. We finance all commercial and construction loans from $250,000.00 to $500,000,000 worldwide. With direct access to the most aggressive investor sources in the world, we can structure a customized financing solution for you, with the best terms possible.

Our worldwide commercial loan department offers a variety of commercial options for purchase, refinance, construction, short and long-term financing. Graco Mortgage specializes in student housing building loans, apartment loans, ethanol plants, shopping center loans, office building loans, mixed use loans, industrial and medical office loans, warehouse loans, mini storage loans, strip center loans, hotel loans, golf course loans, subdivision loans, and lot loans. 

We arrange joint ventures, equity participations, bridge loans, construction loans, acquisition loans, and permanent financing for both owner-occupied and non-owner occupied properties. If you are looking for a commercial conduit loan, mezzanine loan, hard money, or construction financing, whether you are in the United States, or in any other country, with good or bad credit, we can help you find a loan program that meets your unique and individual needs. Even if you have been turned down elsewhere, rest assured we will have the options you need and a record of service you can trust. If you are in search of the best commercial mortgage company, contact us with your scenario. 

  • Sources: hedge funds, private funds, credit unions, regional & national banks, life & pension companies
  • Small balance Loans  starting at $250,000 to $5 billion dollars
  • Private or hard money funds available for a quick close
  • Debt coverage ratios (DSCR) from 1.20 and up
  • All property types considered, including raw land
  • Construction, Bridge, or Permanent Financing
  • Adjustable Loans, Fixed Loans, or Interest Only Loans
  • Loan to cost increased with mezzanine financing
  • Loan to value increased with mezzanine financing



We take a broad view of how we can help our clients to manage risk and capture opportunities. Unlike the banks, we see financial intermediaries as potential clients and partners rather than local competitors. That  is why we are the bank for banks.

By giving banks, brokers and client advisers access to our global coverage, by providing the financial means for them to enhance their client offering and achieve greater efficiency and effectiveness in how they do business with a variety of financial resources.

Our global resources enable intermediaries to focus on what they do best. By partnering with Graco Mortgage, they can enhance the quality and range of financial products for their clients offering, real efficiency gains and improve client service.

To build lasting relationships with intermediaries, we provide them with access to all the financial funding products an d services they need to achieve their clients goals.


Graco Mortgage has direct relationship's with all major investor and asset classes, globally.

Our products are oriented on the modern market requirements which favorably distinguishes us from our competitors and lets us gain remarkable competitive advantage.

We aim to  build long-term, trusted partnerships with individual clients by providing all the knowledge and insight that they need to make informed funding decisions. To help our clients achieve their goals, we combine the best of our expertise with objective advice, and a wide choice of structured and flexible financing products and outstanding execution. Our product solutions address every profit and risk objective.



  • Agricultural
  • Aircraft Financing and Leasing
  • Assisted Living
  • Contract Financing
  • Green projects
  • Casino's
  • Church Construction
  • Church Refinancing
  • Church Purchase
  • Church financing
  • Construction / Purchase / Refinance
  • Energy projects of all types
  • Equipment Financing (
  • Factoring
  • Freight Bill Factoring
  • Green Projects
  • Hospitals (For Profit and not-for-profit)
  • Hotel Financing
  • HUD Programs
  • Industrial Parks
  • International projects
  • Invoice Factoring
  • Malls (with anchor tenants)
  • Medical Buildings
  • Medical Factoring
  • Mini Malls
  • Mobile Home Park Financing
  • Multifamily
  • Office
  • Non-owner Occupied
  • Nursing Homes
  • Owner Occupied
  • Purchase Order Factoring
  • Resorts
  • SBA Programs
  • Strip Centers
  • Truck Financing
  • Warehouses



We are more than a broker. The goal of our experienced client service team is a complete understanding of your day-to-day  operations. Working with Graco Mortgage  you will have access to specialists with an extensive knowledge in all area's of the finance industry.


Graco Mortgage is Originator for Hedge Funds, Investment Banks, Private Equity firms, Retail  & Institutional financial services, Private and Public Banking Institutions that cover a global spectrum of financing solutions for any viable funding project, with some of our institutions being 100 years old..

Our partner / Affiliate institutions have collectively funded over $2 Billion.

No matter how small or large your funding needs are, Graco Mortgage can facilitate all of your funding needs.